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About Reload

Moving Africa’s cash economy online

Most of Africa’s retail and distribution still runs on cash: slow to move, costly to secure and hard to track. Reload gives every layer of the value chain the tools to trade digitally, starting with the corner shop.

The problem

Cash is costly for everyone in the chain

  • Cash-first

    Most transactions in informal retail and distribution still move as notes and coins.

  • Risky

    Loss, theft and fraud are constant risks for agents, merchants and drivers.

  • Costly to move

    Cash needs handling, storage and security at every step.

  • Hard to see

    Suppliers get little visibility into downstream sales, stock or deliveries.

Our approach

Cash in once, then digital all the way

Reload turns cash into a digital voucher at the counter, so value keeps circulating between consumers, merchants, distributors and suppliers, settled to the bank only when someone chooses to withdraw.

  1. Consumer

    Pays cash or card, once

  2. Agent

    Issues a Reload Voucher

  3. Merchant

    Accepts vouchers & links

  4. Distributor

    Delivers stock, paid digitally

  5. Supplier

    Settled to the bank

Local

Built for the informal economy and the phone a shop owner already has.

Trusted

An immutable ledger, daily reconciliation and verified businesses.

Together

Merchants earn, suppliers reach more stores, groups grow as one.

Partner with Reload

Distributors, platforms and store groups: let’s talk about bringing your network onto Reload.